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    AI by country · Middle East

    AI in Jordan: the rules, the readiness and where to start

    Last checked: 29 October 2026

    What should a company in Jordan know before starting with AI?

    Jordan has no dedicated AI law as of 29 October 2026. The Personal Data Protection Law No. 24 of 2023, in force since 17 March 2024, applies to AI that uses personal data and gives people a right to object to profiling that is unnecessary or discriminatory. Banks also face the Central Bank of Jordan AI Framework from July 2025, so they should read that alongside the data law.

    At a glance

    Jordan at a glance

    Key facts about Jordan
    Data protection lawPersonal Data Protection Law No. 24 of 2023, in force since 17 March 2024
    RegulatorPersonal Data Protection Council, chaired by the Minister of Digital Economy and Entrepreneurship, with a data protection Unit at the Ministry (MoDEE)
    AI policyNational AI Strategy with a 2023 to 2027 Implementation Plan, and an AI ethics charter. No dedicated AI law as of 29 October 2026
    Time zoneUTC+3 all year (India is 2.5 hours ahead)
    CurrencyJOD (Jordanian dinar)
    Business languageArabic, with English widely used in business

    Why now

    Why Jordan is worth watching

    Each point links to the document it comes from.
    • The Ministry of Digital Economy and Entrepreneurship put a draft 2023 to 2027 AI strategy out for public debate in August 2022, with aims that include a legal environment for responsible AI.[4]

    • The Central Bank of Jordan announced an AI regulatory framework for the banking sector in August 2025, covering governance, risk management and data protection.[5]

    • A press report says Jordan ranked 49th of 135 countries and jurisdictions in the 2026 Global Index on Responsible AI, and second in its region.[6]

    • The same report notes that Jordan scored zero on public disclosure of government algorithmic systems, which points to work still to do on transparency.[6]

    • The data law's one-year grace period for existing processing ended around March 2025, so its rules now apply in full.[2]

    The rules

    The rules that matter for AI

    What each law or policy means when you build or buy an AI system.

    Personal Data Protection Law No. 24 of 2023

    In force2023Processing generally needs prior consent (Article 4). People can object to processing and profiling that is not necessary for its purpose, is excessive, or is discriminatory (Article 4). Data cannot go abroad to a recipient with weaker protection, except in listed cases (Article 15). After a breach likely to cause severe harm, affected people must be told within 24 hours and the Unit within 72 hours (Article 20).[1]

    Penalties and licensing under the Personal Data Protection Law

    In force2023The Council can issue licences and permits for processing, profiling and transfers (Article 17). After an unheeded warning it can suspend licences or impose up to JOD 500 a day, capped at 3% of the prior year's revenue (Article 21). Courts can fine JOD 1,000 to JOD 10,000, doubled on repeat (Article 22).[1]

    Central Bank of Jordan AI Framework for the Banking Sector

    In force2025Version 1.0 is dated July 2025 and covers AI that CBJ-regulated banks build, buy or outsource. Banks should set up an AI oversight committee, classify AI uses by risk, keep a human in the loop for critical systems, and give customers ways to opt out of AI-driven decisions.[3]

    Where AI fits first

    Where AI fits first

    Banking and payments

    Fraud alerts, credit pre-checks and Arabic customer service, with staff reviewing outcomes.

    The CBJ AI Framework applies to banks and asks for customer opt-out options and human-in-the-loop controls for critical systems.[3]

    Public services

    Assistants that answer citizen questions, with staff approving answers.

    The AI strategy aims to improve public sector efficiency. A press report says government algorithm disclosure scored zero in a 2026 index.[6]

    Outsourcing and IT services

    Arabic and English document processing for clients abroad.

    Article 15 limits transfers to recipients with weaker protection, so check where client and staff data goes.[1]

    Health care

    Clinical note drafting and triage support, with clinicians deciding.

    Law-firm summaries say the law covers sensitive personal data with extra rules. Breach notice deadlines of 24 and 72 hours apply.[2]

    Your first steps

    Your first steps

    1. Confirm the legal basis for each AI use of personal data, usually prior consent, and record it.
    2. Check whether your processing, profiling or transfers need a licence or permit from the Council.
    3. Test AI that profiles people for bias, because people can object to discriminatory profiling.
    4. Map transfers abroad and confirm each recipient's protection is not weaker than Jordanian law.
    5. Set up a breach process that can tell affected people within 24 hours and the Unit within 72 hours.
    6. If you are a bank, set up an AI oversight committee, classify AI uses by risk and offer customers an opt-out, as the CBJ framework asks.
    7. Check whether you need a data protection officer under the law.

    AI services for Jordan

    AI consulting and development for teams in Jordan

    We work remotely with companies in Jordan, in your time zone, and keep your data under the rules described above.

    AI agents and automation

    Agents that finish multi-step work across your tools, with people approving what matters.

    Document Q&A (RAG)

    Answers from your own documents, with the source shown for every answer.

    AI governance and data protection

    Policies, review steps and audit trails that fit your local data law.

    Software and cloud engineering

    Web apps, integrations and cloud platforms built around your AI use case.

    How we work with you

    How we work with you

    We work remotely with clients worldwide, in the client's time zone. Jordan is on UTC+3 and India on UTC+5:30, a 2.5 hour gap. Taking a 9:00 to 17:00 day in Jordan and 9:30 to 18:30 in India, the overlap is about 7 hours, from 09:00 to 16:00 Jordan time. The Jordanian working week is Sunday to Thursday, so Monday to Thursday are shared working days.

    Questions

    Common questions about AI in Jordan

    Does Jordan have an AI law?

    Not a dedicated one as of 29 October 2026. The data protection law applies to AI that uses personal data, and banks must follow the Central Bank of Jordan's AI framework.

    Can customers object to AI profiling?

    Yes. Article 4 gives a right to object to processing and profiling that is not necessary for its purpose, is excessive, or is discriminatory.

    How fast must we report a data breach?

    If it is likely to cause severe harm, tell affected people within 24 hours and the data protection Unit within 72 hours of discovery, under Article 20.

    What are the penalties?

    Courts can impose JOD 1,000 to JOD 10,000, doubled on repeat. The Council can also suspend licences or impose up to JOD 500 a day, capped at 3% of annual revenue.

    Complimentary tools

    Try these first

    Three complimentary tools from our AI Toolkit that suit a team starting out.

    AI readiness score

    Answer a few questions and see where your team stands, in about five minutes.

    AI use case triage

    Test an idea against data, risk and effort before you spend on it.

    AI project cost estimator

    Get a rough build and run cost range for a first AI project.

    Read next

    Sources

    Sources

    Facts checked on 29 October 2026. Numbers in square brackets above match this list.
    1. [1] Ministry of Digital Economy and Entrepreneurship (via Internet Archive copy), 2023-09-17. Personal Data Protection Law No. (24) of 2023, official English transla…(modee.gov.jo)
      Full title and what we used it for

      Personal Data Protection Law No. (24) of 2023, official English translation. Primary, read in full from an Internet Archive copy (October 2025) because the ministry site refused connections from our location. Used for Articles 1, 4, 14, 15, 16, 17, 20, 21, 22 and 23. The Arabic text controls.

    2. [2] Clyde & Co, 2023-10-01. Jordan issues first personal data protection law(clydeco.com)
      Full title and what we used it for

      Jordan issues first personal data protection law. Law-firm summary, used for interpretation only: Official Gazette publication on 17 September 2023, entry into force on 17 March 2024, the one-year grace period, and sensitive data. Published in October 2023.

    3. [3] Central Bank of Jordan, 2025-07-01. Artificial Intelligence Framework for Banking Sector in Jordan, Version…(cbj.gov.jo)
      Full title and what we used it for

      Artificial Intelligence Framework for Banking Sector in Jordan, Version 1.0. Primary, read in full text. Dated July 2025. Used for scope (CBJ-regulated banks, in-house, bought or outsourced AI), the AI oversight committee, risk-based classification, human-in-the-loop for critical systems and customer opt-out.

    4. [4] Trends MENA, 2022-08-08. Jordan puts draft national AI strategy for public debate(trendsmena.com)
      Full title and what we used it for

      Jordan puts draft national AI strategy for public debate. Press report. Used for the draft 2023 to 2027 strategy and its aims. The ministry's strategy PDF could not be reached, so we do not state its targets.

    5. [5] Middle East AI News, 2025-08-06. Jordan Central Bank issues AI regulatory framework(middleeastainews.com)
      Full title and what we used it for

      Jordan Central Bank issues AI regulatory framework. Press report. Used for the August 2025 CBJ AI framework, its issuer and topics. We could not open the CBJ document.

    6. [6] Jordan News, 2026-08-18. Experts urge Jordan to update national AI strategy after strong showing…(jordannews.jo)
      Full title and what we used it for

      Experts urge Jordan to update national AI strategy after strong showing in Global Responsible AI Index. Press report. Used for the 2026 Global Index on Responsible AI ranking, the zero score on algorithm disclosure, the 2023 to 2027 Implementation Plan and the adopted AI ethics charter.

    This is general information, not legal advice. We read the data law from an archived copy of the ministry's English translation and relied on press reports for the AI strategy and the Central Bank framework. Check with a qualified Jordanian lawyer before you act. Facts checked on 29 October 2026.

    Starting with AI in Jordan?

    Talk to an engineer. The first call is free, and we start with a readiness assessment before any budget is committed.